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Credit Disability Insurance

Credit Life Insurance | Credit Disability Insurance | Guaranteed Auto Protection | Excess Wear & Use Protection Plan

Disability doesn’t have to stop your livability

Unfortunately, any one of us can find ourselves disabled and unable to bring in regular income. In the event of disability, Credit Disability Insurance from TFS can help by covering the monthly payment that is due on your finance or lease contract during the insurance term (within and up to specified limits and restrictions), which can ease your finances during a stressful time.

Coverage that goes to work when you can’t

  • Securing coverage involves answering a few health-related questions, and no physical exam is required to apply.
  • Even if you have other insurance coverage, you can still receive TFS’ Credit Disability Insurance.
  • Coverage includes both injuries that occur at and outside of work. To file a disability claim, hospitalization is not required.
  • TFS’ Credit Disability Insurance is available only at the time you purchase or lease your Toyota.

A helping hand to get you back on your feet

Getting Credit Disability Insurance is easy and can be done when you are financing or setting up your lease terms. Simply let your dealer know and the cost of the plan can be figured into your monthly payment.*


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*Subject to credit approval. To obtain a program brochure, please see your Toyota dealer or call 1-800-GO-TOYOTA.

Credit Disability Insurance is not available through Toyota Financial Services in AL, FL, GA, NC, SC or HI. In these states, similar products may be available through other providers but terms will differ from our products. Please see your local Toyota dealer in those states for further details. Credit Disability Insurance is underwritten in the state of New York by Transamerica Financial Life Insurance Company’s home office in Purchase, NY. In all other states, it is underwritten by Monumental Life Insurance Company’s home office in Baltimore, MD or Transamerica Life Insurance Company’s home office in Cedar Rapids, IA. This is a general description of TFS’ Credit Disability Insurance and not a solicitation. Exclusions and limitations apply. If you select and receive coverage, you will receive a certificate of insurance describing the coverage in entirety.

Toyota Financial Services is a service mark of Toyota Motor Insurance Services, Inc.